For the casserole base:

• • 1 pound lean ground beef
  • 1 medium onion, finely diced
  • 2 bell peppers, chopped
  • 3 cloves garlic, minced
  • 1 can (15 oz) black beans, drained and rinsed
  • 1 can (14.5 oz) fire-roasted diced tomatoes
  • 1 can (4 oz) diced green chilies
  • 2 tablespoons taco seasoning
  • 1 teaspoon ground cumin
  • 1 teaspoon dried oregano
  • 1/2 teaspoon smoked paprika
  • 1/4 teaspoon cayenne pepper
  • Salt and pepper to taste

For the cheese bomb layer:

• • 8 oz cream cheese, softened
  • 2 cups Mexican cheese blend, divided
  • 1 cup pepper jack cheese, shredded
  • 1/2 cup sour cream
  • 1/4 cup chopped fresh cilantro

For the topping:

• 1 cup crushed tortilla chips
• 1/4 cup sliced jalapeños (optional)
• 1/4 cup sliced black olives
• 2 green onions, thinly sliced
• 1 avocado, diced
• Extra sour cream for serving